Old / new regime review
Compare confirmed deductions and eligibility before choosing a regime.
TaxCalcy.
India · Maharashtra
India income tax calculator
Estimate 2026-27 income tax and take-home from ordinary salary under the New or Simplified Old Regime.
Let’s start with your income.Your income, clearly.
Customize your estimate
Your estimated take-home · INR
₹137,433/ month
Your take-home, calculatedMaharashtraINR
You keep
2026-27
₹137,433 / month
That’s ₹1,649,200 per year, or 91.6% of your gross income.
Your pay splitMonthly view
For every ₹1 of income, about ₹0.92 goes to you.
View take-home as
- Gross / month
- ₹150,000
- Take-home
- ₹137,43391.6%
- Income tax
- ₹12,5678.4%
- Gross income
- ₹1,800,000
- 100%
- Total deducted
- ₹150,800
- 8.4%
- Estimated take-home
- ₹1,649,200
- 91.6%
Where the ₹150,800 goes
₹150,800Total deducted8.4%of gross income
| Deduction | Annual amount | % of gross |
|---|---|---|
| Income tax + cess | ₹150,800 | 8.4% |
Scroll horizontally to view the chart and all table columns.
Benefits are separate. Before any planned post-tax savings.
Salary only. EPF, ESI, NPS and supported Assam, Bihar, Goa, Gujarat, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Telangana or Tripura professional tax apply only from explicit payroll inputs. Odisha profession tax is repealed for 2026-27. Other state professional tax remains excluded. Surcharge is modeled for ordinary salary income.
Explore contribution tax savings
Contribution tax savings
See what contributions could save you.
Add a supported deductible contribution above to see its estimated tax saving and net cost.
- Tax savings so far
- ₹0
- Cash after entered savings
- ₹1,649,200
Only supported deductible contributions reduce the modeled income tax. Available after planned savings: ₹1,649,200 / year. Deduction eligibility is user-confirmed; associated cash spending is separate.
Explore benefit programs · separate from take-home
Beyond your paycheque
Benefits you may be eligible for.
These are not included in your take-home estimate. Review the official eligibility details for each program.
View benefit programs
Employer NPS
Known Corporate Tier I contributions can be modeled from Basic plus qualifying DA, employer type, salary basis and other employer retirement contributions.
Education and family programs
Check official state programs and eligibility; child benefits are not calculated.
State welfare programs
Income, residency and household conditions vary by scheme.
The details behind the number
Current estimate: sources and assumptions
See the calculation, assumptions and limits behind your estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · INR
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable income
- ₹1,725,000.00
- National / federal tax after modeled relief
- ₹150,800.00
Result reconciliation
- Annual gross income
- ₹1,800,000.00
- Income tax
- ₹150,800.00
- Employee payroll contributions
- ₹0.00
- Planned contributions
- ₹0.00
- Total deducted
- ₹150,800.00
- Annual take-home
- ₹1,649,200.00
- Post-tax savings
- ₹0.00
- Available after savings
- ₹1,649,200.00
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Professional tax is not included. Choose the standard employee schedule or confirm that it is not applicable.
8coverage items
12limitations
25reference sources
Coverage
- Default new regime and simplified old-regime salary comparison
- Modeled salary standard deduction, resident rebate / marginal relief, salary-only surcharge / surcharge marginal relief and 4% cess
- Separate user-confirmed deduction fields for each regime
- Optional employee EPF and ESI cash deductions from explicit known payroll wage bases and applicability
- Optional Corporate Tier I NPS employee cash contribution, employer salary inclusion, regime-specific deduction caps and aggregate employer retirement-fund perquisite
- Optional Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Sikkim, Telangana and Tripura standard employee professional tax from explicit work-state and applicability facts
- Himachal Pradesh employee profession tax is zero because the 2005 levy was repealed with effect from 1 November 2005
- Odisha profession tax is zero for Tax Year 2026-27 because the governing Act was repealed effective 1 April 2026
Limitations
- Haryana, Uttar Pradesh and Uttarakhand can authorize local profession or employment taxes; exact liability requires the employee's work municipality and the current adopted local schedule
- Delhi requires the work municipal body because the official finance commission found different profession-tax treatment among the Delhi Cantonment Board, MCD and NDMC jurisdictions
- Chandigarh's continuing 1956 Act determines current-year liability from prior-year gross income; prior-year income is not inferred from current salary
- Mizoram professional tax requires the employee's work district because autonomous district councils administer separate salary profession-tax regimes; no district is inferred from state selection
- Puducherry professional tax requires the employee's municipality or commune panchayat because each local body determines its rate subject to statutory minimums; no local body or minimum rate is treated as the exact charge
- Tamil Nadu professional tax requires the employee's work local body and its current council or panchayat rate; no statewide table is treated as the exact locally revised charge
- Professional tax outside Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Odisha, Sikkim, Telangana and Tripura, statutory professional-tax exemptions, variable monthly wages and partial-year schedules
- Payroll or NPS cases without the required explicit wage-base and applicability facts
- Senior-citizen slabs, capital gains, special-rate income and non-residents
- HRA / 80C / 80D eligibility, NPS enrollment determination, Tier II and UPS
- Special-rate income and its distinct surcharge/87A treatment
- Statutory return rounding to multiples of ₹10 and full filed-return reconciliation
Key assumptions
- Full-year resident salaried individual under age 60, ordinary salary income only
- Tax Year 2026-27 means 1 April 2026-31 March 2027 under the Income-tax Act 2025; it is not AY 2026-27
- Entered deductions must already be confirmed eligible for the selected regime
- Deductions lower modeled tax; associated cash spending is entered separately
- Surcharge applies only to the supported ordinary salary tax base; no capital-gain/dividend allocation is inferred
- EPF and ESI remain omitted unless selected; employer contributions never reduce employee cash salary
- NPS remains omitted unless selected; entered employee Tier I contributions reduce cash, while employer contributions stay separate from cash salary
- Professional tax remains omitted unless selected; work state is explicit and is not inferred from tax residence
- EPF uses entered April-August actual employee deductions plus official September handling and stable October-March PF wages; ESI uses entered April-May actual employee deductions plus stable June-March contributory wages
Model technical details
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"approvalStatus": "NEEDS_REVIEW",
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"modelVersion": "in-2026-27-3c958aed99af"
}Reference sources (25)
3 of 25 reference sources shown in registry order.
Chhattisgarh Commercial Tax Department · profession-tax Act and employee exemption Primary source reviewed
The official current Act schedule charges ₹2,500 annually above ₹2.5 lakh. Official notification F-10/30/2006/CT/V(19), effective 1 April 2006, exempts employees whose annual salary or wage does not exceed ₹2.5 lakh.
India · Chhattisgarh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Andhra Pradesh profession-tax Act · consolidated employee schedule Primary source reviewed
The official consolidated Act defines regular salary or wages and its First Schedule charges nil through ₹15,000 monthly, ₹150 per month from ₹15,001 through ₹20,000 and ₹200 per month above ₹20,000. The schedule is marked as substituted by Act 12 of 2013.
India · Andhra Pradesh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Manipur eighth profession-tax amendment · employee annual schedule Primary source reviewed
The 2012 enacted schedule charges nil through ₹50,000 annual gross salary or wages, then ₹1,200, ₹2,000, ₹2,400 and ₹2,500 across the ₹75,000, ₹1,00,000 and ₹1,25,000 boundaries. The current Legislative Assembly index identifies no later profession-tax Act.
India · Manipur · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27New total salary and additional gross income are separate scenarios. They are not added together.
A little more income
How much of your next ₹1,000 do you keep?
Explore additional annual gross income for your current tax period.
Estimated extra take-home · annual₹792
79.2% kept₹66 per month
Additional income deductions
Each scenario recalculates your full estimate, including modeled thresholds. It is not simply extra income multiplied by one tax rate.
Explore your next move
What if you earned more?
New salary: compare your current salary with a proposed annual salary.
Current annual salary: ₹1,800,000
No salary change
Compare current and proposed monthly pay
Current monthly take-home₹137,433
New monthly take-home₹137,433
Estimated annual take-home change
₹0No estimated change₹0 per month
Annual salary change breakdown
Annual breakdown
- Current annual gross
- ₹1,800,000
- Proposed annual gross
- ₹1,800,000
- Gross salary change
- ₹0
- Tax + payroll change
- ₹0
Positive deduction changes mean more deductions; negative means fewer. The scenario recalculates your estimate using the same model and assumptions.
The details behind the number
Current estimate: sources and assumptions
See the calculation, assumptions and sources for this estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
Current annual estimate
All amounts below are INR per year. This is the baseline calculation used to compare the two scenarios.
Income and annualization
- Income entered
- ₹1,800,000.00 / annual
- Annualized gross income
- ₹1,800,000.00
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · INR
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable income
- ₹1,725,000.00
- National / federal tax after modeled relief
- ₹150,800.00
Result reconciliation
- Annual gross income
- ₹1,800,000.00
- Income tax
- ₹150,800.00
- Employee payroll contributions
- ₹0.00
- Planned contributions
- ₹0.00
- Total deducted
- ₹150,800.00
- Annual take-home
- ₹1,649,200.00
- Post-tax savings
- ₹0.00
- Available after savings
- ₹1,649,200.00
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Professional tax is not included. Choose the standard employee schedule or confirm that it is not applicable.
8coverage items
12limitations
25reference sources
Coverage
- Default new regime and simplified old-regime salary comparison
- Modeled salary standard deduction, resident rebate / marginal relief, salary-only surcharge / surcharge marginal relief and 4% cess
- Separate user-confirmed deduction fields for each regime
- Optional employee EPF and ESI cash deductions from explicit known payroll wage bases and applicability
- Optional Corporate Tier I NPS employee cash contribution, employer salary inclusion, regime-specific deduction caps and aggregate employer retirement-fund perquisite
- Optional Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Sikkim, Telangana and Tripura standard employee professional tax from explicit work-state and applicability facts
- Himachal Pradesh employee profession tax is zero because the 2005 levy was repealed with effect from 1 November 2005
- Odisha profession tax is zero for Tax Year 2026-27 because the governing Act was repealed effective 1 April 2026
Limitations
- Haryana, Uttar Pradesh and Uttarakhand can authorize local profession or employment taxes; exact liability requires the employee's work municipality and the current adopted local schedule
- Delhi requires the work municipal body because the official finance commission found different profession-tax treatment among the Delhi Cantonment Board, MCD and NDMC jurisdictions
- Chandigarh's continuing 1956 Act determines current-year liability from prior-year gross income; prior-year income is not inferred from current salary
- Mizoram professional tax requires the employee's work district because autonomous district councils administer separate salary profession-tax regimes; no district is inferred from state selection
- Puducherry professional tax requires the employee's municipality or commune panchayat because each local body determines its rate subject to statutory minimums; no local body or minimum rate is treated as the exact charge
- Tamil Nadu professional tax requires the employee's work local body and its current council or panchayat rate; no statewide table is treated as the exact locally revised charge
- Professional tax outside Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Odisha, Sikkim, Telangana and Tripura, statutory professional-tax exemptions, variable monthly wages and partial-year schedules
- Payroll or NPS cases without the required explicit wage-base and applicability facts
- Senior-citizen slabs, capital gains, special-rate income and non-residents
- HRA / 80C / 80D eligibility, NPS enrollment determination, Tier II and UPS
- Special-rate income and its distinct surcharge/87A treatment
- Statutory return rounding to multiples of ₹10 and full filed-return reconciliation
Key assumptions
- Full-year resident salaried individual under age 60, ordinary salary income only
- Tax Year 2026-27 means 1 April 2026-31 March 2027 under the Income-tax Act 2025; it is not AY 2026-27
- Entered deductions must already be confirmed eligible for the selected regime
- Deductions lower modeled tax; associated cash spending is entered separately
- Surcharge applies only to the supported ordinary salary tax base; no capital-gain/dividend allocation is inferred
- EPF and ESI remain omitted unless selected; employer contributions never reduce employee cash salary
- NPS remains omitted unless selected; entered employee Tier I contributions reduce cash, while employer contributions stay separate from cash salary
- Professional tax remains omitted unless selected; work state is explicit and is not inferred from tax residence
- EPF uses entered April-August actual employee deductions plus official September handling and stable October-March PF wages; ESI uses entered April-May actual employee deductions plus stable June-March contributory wages
Model technical details
{
"releaseId": "taxcalcy-candidate-2026-09-27.10",
"engineSchemaVersion": "1",
"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "3e28481a2cf77a9815f77bfd7a78c60a0618ac0f380a24cadb7102a04359d68e",
"modelVersion": "in-2026-27-3c958aed99af"
}Reference sources (25)
3 of 25 reference sources shown in registry order.
Chhattisgarh Commercial Tax Department · profession-tax Act and employee exemption Primary source reviewed
The official current Act schedule charges ₹2,500 annually above ₹2.5 lakh. Official notification F-10/30/2006/CT/V(19), effective 1 April 2006, exempts employees whose annual salary or wage does not exceed ₹2.5 lakh.
India · Chhattisgarh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Andhra Pradesh profession-tax Act · consolidated employee schedule Primary source reviewed
The official consolidated Act defines regular salary or wages and its First Schedule charges nil through ₹15,000 monthly, ₹150 per month from ₹15,001 through ₹20,000 and ₹200 per month above ₹20,000. The schedule is marked as substituted by Act 12 of 2013.
India · Andhra Pradesh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Manipur eighth profession-tax amendment · employee annual schedule Primary source reviewed
The 2012 enacted schedule charges nil through ₹50,000 annual gross salary or wages, then ₹1,200, ₹2,000, ₹2,400 and ₹2,500 across the ₹75,000, ₹1,00,000 and ₹1,25,000 boundaries. The current Legislative Assembly index identifies no later profession-tax Act.
India · Manipur · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27The details behind the number
Additional income: calculation details
See the calculation, assumptions and sources for this estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
Recalculated total-income scenario
All amounts below are INR per year. These are complete scenario totals, not incremental take-home. The full scenario is recalculated using the same model, including supported thresholds and credits.
- Gross income change from current estimate
- ₹1,000.00
- Take-home change from current estimate
- ₹792.00
- Tax and payroll change from current estimate
- ₹208.00
Income and annualization
- Income entered
- ₹1,801,000.00 / annual
- Annualized gross income
- ₹1,801,000.00
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · INR
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable income
- ₹1,726,000.00
- National / federal tax after modeled relief
- ₹151,008.00
Result reconciliation
- Annual gross income
- ₹1,801,000.00
- Income tax
- ₹151,008.00
- Employee payroll contributions
- ₹0.00
- Planned contributions
- ₹0.00
- Total deducted
- ₹151,008.00
- Annual take-home
- ₹1,649,992.00
- Post-tax savings
- ₹0.00
- Available after savings
- ₹1,649,992.00
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Professional tax is not included. Choose the standard employee schedule or confirm that it is not applicable.
8coverage items
12limitations
25reference sources
Coverage
- Default new regime and simplified old-regime salary comparison
- Modeled salary standard deduction, resident rebate / marginal relief, salary-only surcharge / surcharge marginal relief and 4% cess
- Separate user-confirmed deduction fields for each regime
- Optional employee EPF and ESI cash deductions from explicit known payroll wage bases and applicability
- Optional Corporate Tier I NPS employee cash contribution, employer salary inclusion, regime-specific deduction caps and aggregate employer retirement-fund perquisite
- Optional Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Sikkim, Telangana and Tripura standard employee professional tax from explicit work-state and applicability facts
- Himachal Pradesh employee profession tax is zero because the 2005 levy was repealed with effect from 1 November 2005
- Odisha profession tax is zero for Tax Year 2026-27 because the governing Act was repealed effective 1 April 2026
Limitations
- Haryana, Uttar Pradesh and Uttarakhand can authorize local profession or employment taxes; exact liability requires the employee's work municipality and the current adopted local schedule
- Delhi requires the work municipal body because the official finance commission found different profession-tax treatment among the Delhi Cantonment Board, MCD and NDMC jurisdictions
- Chandigarh's continuing 1956 Act determines current-year liability from prior-year gross income; prior-year income is not inferred from current salary
- Mizoram professional tax requires the employee's work district because autonomous district councils administer separate salary profession-tax regimes; no district is inferred from state selection
- Puducherry professional tax requires the employee's municipality or commune panchayat because each local body determines its rate subject to statutory minimums; no local body or minimum rate is treated as the exact charge
- Tamil Nadu professional tax requires the employee's work local body and its current council or panchayat rate; no statewide table is treated as the exact locally revised charge
- Professional tax outside Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Odisha, Sikkim, Telangana and Tripura, statutory professional-tax exemptions, variable monthly wages and partial-year schedules
- Payroll or NPS cases without the required explicit wage-base and applicability facts
- Senior-citizen slabs, capital gains, special-rate income and non-residents
- HRA / 80C / 80D eligibility, NPS enrollment determination, Tier II and UPS
- Special-rate income and its distinct surcharge/87A treatment
- Statutory return rounding to multiples of ₹10 and full filed-return reconciliation
Key assumptions
- Full-year resident salaried individual under age 60, ordinary salary income only
- Tax Year 2026-27 means 1 April 2026-31 March 2027 under the Income-tax Act 2025; it is not AY 2026-27
- Entered deductions must already be confirmed eligible for the selected regime
- Deductions lower modeled tax; associated cash spending is entered separately
- Surcharge applies only to the supported ordinary salary tax base; no capital-gain/dividend allocation is inferred
- EPF and ESI remain omitted unless selected; employer contributions never reduce employee cash salary
- NPS remains omitted unless selected; entered employee Tier I contributions reduce cash, while employer contributions stay separate from cash salary
- Professional tax remains omitted unless selected; work state is explicit and is not inferred from tax residence
- EPF uses entered April-August actual employee deductions plus official September handling and stable October-March PF wages; ESI uses entered April-May actual employee deductions plus stable June-March contributory wages
Model technical details
{
"releaseId": "taxcalcy-candidate-2026-09-27.10",
"engineSchemaVersion": "1",
"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "3e28481a2cf77a9815f77bfd7a78c60a0618ac0f380a24cadb7102a04359d68e",
"modelVersion": "in-2026-27-3c958aed99af"
}Reference sources (25)
3 of 25 reference sources shown in registry order.
Chhattisgarh Commercial Tax Department · profession-tax Act and employee exemption Primary source reviewed
The official current Act schedule charges ₹2,500 annually above ₹2.5 lakh. Official notification F-10/30/2006/CT/V(19), effective 1 April 2006, exempts employees whose annual salary or wage does not exceed ₹2.5 lakh.
India · Chhattisgarh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Andhra Pradesh profession-tax Act · consolidated employee schedule Primary source reviewed
The official consolidated Act defines regular salary or wages and its First Schedule charges nil through ₹15,000 monthly, ₹150 per month from ₹15,001 through ₹20,000 and ₹200 per month above ₹20,000. The schedule is marked as substituted by Act 12 of 2013.
India · Andhra Pradesh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Manipur eighth profession-tax amendment · employee annual schedule Primary source reviewed
The 2012 enacted schedule charges nil through ₹50,000 annual gross salary or wages, then ₹1,200, ₹2,000, ₹2,400 and ₹2,500 across the ₹75,000, ₹1,00,000 and ₹1,25,000 boundaries. The current Legislative Assembly index identifies no later profession-tax Act.
India · Manipur · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27The details behind the number
New salary: calculation details
See the calculation, assumptions and sources for this estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
Proposed annual salary scenario
All amounts below are INR per year. These are complete scenario totals, not incremental take-home. The full scenario is recalculated using the same model, including supported thresholds and credits.
- Gross income change from current estimate
- ₹0.00
- Take-home change from current estimate
- ₹0.00
- Tax and payroll change from current estimate
- ₹0.00
Income and annualization
- Income entered
- ₹1,800,000.00 / annual
- Annualized gross income
- ₹1,800,000.00
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · INR
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable income
- ₹1,725,000.00
- National / federal tax after modeled relief
- ₹150,800.00
Result reconciliation
- Annual gross income
- ₹1,800,000.00
- Income tax
- ₹150,800.00
- Employee payroll contributions
- ₹0.00
- Planned contributions
- ₹0.00
- Total deducted
- ₹150,800.00
- Annual take-home
- ₹1,649,200.00
- Post-tax savings
- ₹0.00
- Available after savings
- ₹1,649,200.00
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Professional tax is not included. Choose the standard employee schedule or confirm that it is not applicable.
8coverage items
12limitations
25reference sources
Coverage
- Default new regime and simplified old-regime salary comparison
- Modeled salary standard deduction, resident rebate / marginal relief, salary-only surcharge / surcharge marginal relief and 4% cess
- Separate user-confirmed deduction fields for each regime
- Optional employee EPF and ESI cash deductions from explicit known payroll wage bases and applicability
- Optional Corporate Tier I NPS employee cash contribution, employer salary inclusion, regime-specific deduction caps and aggregate employer retirement-fund perquisite
- Optional Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Sikkim, Telangana and Tripura standard employee professional tax from explicit work-state and applicability facts
- Himachal Pradesh employee profession tax is zero because the 2005 levy was repealed with effect from 1 November 2005
- Odisha profession tax is zero for Tax Year 2026-27 because the governing Act was repealed effective 1 April 2026
Limitations
- Haryana, Uttar Pradesh and Uttarakhand can authorize local profession or employment taxes; exact liability requires the employee's work municipality and the current adopted local schedule
- Delhi requires the work municipal body because the official finance commission found different profession-tax treatment among the Delhi Cantonment Board, MCD and NDMC jurisdictions
- Chandigarh's continuing 1956 Act determines current-year liability from prior-year gross income; prior-year income is not inferred from current salary
- Mizoram professional tax requires the employee's work district because autonomous district councils administer separate salary profession-tax regimes; no district is inferred from state selection
- Puducherry professional tax requires the employee's municipality or commune panchayat because each local body determines its rate subject to statutory minimums; no local body or minimum rate is treated as the exact charge
- Tamil Nadu professional tax requires the employee's work local body and its current council or panchayat rate; no statewide table is treated as the exact locally revised charge
- Professional tax outside Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Odisha, Sikkim, Telangana and Tripura, statutory professional-tax exemptions, variable monthly wages and partial-year schedules
- Payroll or NPS cases without the required explicit wage-base and applicability facts
- Senior-citizen slabs, capital gains, special-rate income and non-residents
- HRA / 80C / 80D eligibility, NPS enrollment determination, Tier II and UPS
- Special-rate income and its distinct surcharge/87A treatment
- Statutory return rounding to multiples of ₹10 and full filed-return reconciliation
Key assumptions
- Full-year resident salaried individual under age 60, ordinary salary income only
- Tax Year 2026-27 means 1 April 2026-31 March 2027 under the Income-tax Act 2025; it is not AY 2026-27
- Entered deductions must already be confirmed eligible for the selected regime
- Deductions lower modeled tax; associated cash spending is entered separately
- Surcharge applies only to the supported ordinary salary tax base; no capital-gain/dividend allocation is inferred
- EPF and ESI remain omitted unless selected; employer contributions never reduce employee cash salary
- NPS remains omitted unless selected; entered employee Tier I contributions reduce cash, while employer contributions stay separate from cash salary
- Professional tax remains omitted unless selected; work state is explicit and is not inferred from tax residence
- EPF uses entered April-August actual employee deductions plus official September handling and stable October-March PF wages; ESI uses entered April-May actual employee deductions plus stable June-March contributory wages
Model technical details
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}Reference sources (25)
3 of 25 reference sources shown in registry order.
Chhattisgarh Commercial Tax Department · profession-tax Act and employee exemption Primary source reviewed
The official current Act schedule charges ₹2,500 annually above ₹2.5 lakh. Official notification F-10/30/2006/CT/V(19), effective 1 April 2006, exempts employees whose annual salary or wage does not exceed ₹2.5 lakh.
India · Chhattisgarh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Andhra Pradesh profession-tax Act · consolidated employee schedule Primary source reviewed
The official consolidated Act defines regular salary or wages and its First Schedule charges nil through ₹15,000 monthly, ₹150 per month from ₹15,001 through ₹20,000 and ₹200 per month above ₹20,000. The schedule is marked as substituted by Act 12 of 2013.
India · Andhra Pradesh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Manipur eighth profession-tax amendment · employee annual schedule Primary source reviewed
The 2012 enacted schedule charges nil through ₹50,000 annual gross salary or wages, then ₹1,200, ₹2,000, ₹2,400 and ₹2,500 across the ₹75,000, ₹1,00,000 and ₹1,25,000 boundaries. The current Legislative Assembly index identifies no later profession-tax Act.
India · Manipur · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Compare locations
See how your take-home pay and tax deductions compare across different locations.
Amounts remain in their local currency. Use keep rate to compare modeled tax impact, not purchasing power.
Checking the currency reference. You can enter a salary anytime.
Customize comparison inputsCountry-specific assumptions and required records.
India · Maharashtra · 2026-27
Annual take-home₹1,649,200 INR / year
91.6%
Keep rate explanation
Keep rate is the share of gross income remaining as estimated take-home after income tax, payroll deductions and the contributions included in this scenario. It is before post-tax savings and living expenses. It does not measure purchasing power, benefits or pension value.
- Gross income
- ₹1,800,000
- Income tax
- ₹150,800
- Payroll
- ₹0
You keep 91.6% of your gross income in Maharashtra.
United States · New York · 2026
Annual take-home$74,320 USD / year
74.3%
Keep rate explanation
Keep rate is the share of gross income remaining as estimated take-home after income tax, payroll deductions and the contributions included in this scenario. It is before post-tax savings and living expenses. It does not measure purchasing power, benefits or pension value.
- Gross income
- $100,000
- Income tax
- $18,030
- Payroll
- $7,650
You keep 74.3% of your gross income in New York.
For the scenarios shown, your estimated keep rate in New York is 17.3 percentage points lower than in Maharashtra.
Exchange referenceReference rate temporarily unavailable - updates automatically.
Tax comparison only. It does not compare cost of living, housing, healthcare, immigration or pension value. Each estimate uses the salary, tax situation, contributions and assumptions shown for that location. Review country-specific assumptions and coverage below. India tax regime: new. U.S. filing status: single.
The details behind the number
Current estimate: sources and assumptions
See the calculation, assumptions and limits behind your estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · INR
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable income
- ₹1,725,000.00
- National / federal tax after modeled relief
- ₹150,800.00
Result reconciliation
- Annual gross income
- ₹1,800,000.00
- Income tax
- ₹150,800.00
- Employee payroll contributions
- ₹0.00
- Planned contributions
- ₹0.00
- Total deducted
- ₹150,800.00
- Annual take-home
- ₹1,649,200.00
- Post-tax savings
- ₹0.00
- Available after savings
- ₹1,649,200.00
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Professional tax is not included. Choose the standard employee schedule or confirm that it is not applicable.
8coverage items
12limitations
25reference sources
Coverage
- Default new regime and simplified old-regime salary comparison
- Modeled salary standard deduction, resident rebate / marginal relief, salary-only surcharge / surcharge marginal relief and 4% cess
- Separate user-confirmed deduction fields for each regime
- Optional employee EPF and ESI cash deductions from explicit known payroll wage bases and applicability
- Optional Corporate Tier I NPS employee cash contribution, employer salary inclusion, regime-specific deduction caps and aggregate employer retirement-fund perquisite
- Optional Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Sikkim, Telangana and Tripura standard employee professional tax from explicit work-state and applicability facts
- Himachal Pradesh employee profession tax is zero because the 2005 levy was repealed with effect from 1 November 2005
- Odisha profession tax is zero for Tax Year 2026-27 because the governing Act was repealed effective 1 April 2026
Limitations
- Haryana, Uttar Pradesh and Uttarakhand can authorize local profession or employment taxes; exact liability requires the employee's work municipality and the current adopted local schedule
- Delhi requires the work municipal body because the official finance commission found different profession-tax treatment among the Delhi Cantonment Board, MCD and NDMC jurisdictions
- Chandigarh's continuing 1956 Act determines current-year liability from prior-year gross income; prior-year income is not inferred from current salary
- Mizoram professional tax requires the employee's work district because autonomous district councils administer separate salary profession-tax regimes; no district is inferred from state selection
- Puducherry professional tax requires the employee's municipality or commune panchayat because each local body determines its rate subject to statutory minimums; no local body or minimum rate is treated as the exact charge
- Tamil Nadu professional tax requires the employee's work local body and its current council or panchayat rate; no statewide table is treated as the exact locally revised charge
- Professional tax outside Andhra Pradesh, Assam, Bihar, Chhattisgarh, Dadra and Nagar Haveli and Daman and Diu, Goa, Gujarat, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Nagaland, Odisha, Sikkim, Telangana and Tripura, statutory professional-tax exemptions, variable monthly wages and partial-year schedules
- Payroll or NPS cases without the required explicit wage-base and applicability facts
- Senior-citizen slabs, capital gains, special-rate income and non-residents
- HRA / 80C / 80D eligibility, NPS enrollment determination, Tier II and UPS
- Special-rate income and its distinct surcharge/87A treatment
- Statutory return rounding to multiples of ₹10 and full filed-return reconciliation
Key assumptions
- Full-year resident salaried individual under age 60, ordinary salary income only
- Tax Year 2026-27 means 1 April 2026-31 March 2027 under the Income-tax Act 2025; it is not AY 2026-27
- Entered deductions must already be confirmed eligible for the selected regime
- Deductions lower modeled tax; associated cash spending is entered separately
- Surcharge applies only to the supported ordinary salary tax base; no capital-gain/dividend allocation is inferred
- EPF and ESI remain omitted unless selected; employer contributions never reduce employee cash salary
- NPS remains omitted unless selected; entered employee Tier I contributions reduce cash, while employer contributions stay separate from cash salary
- Professional tax remains omitted unless selected; work state is explicit and is not inferred from tax residence
- EPF uses entered April-August actual employee deductions plus official September handling and stable October-March PF wages; ESI uses entered April-May actual employee deductions plus stable June-March contributory wages
Model technical details
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"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "3e28481a2cf77a9815f77bfd7a78c60a0618ac0f380a24cadb7102a04359d68e",
"modelVersion": "in-2026-27-3c958aed99af"
}Reference sources (25)
3 of 25 reference sources shown in registry order.
Chhattisgarh Commercial Tax Department · profession-tax Act and employee exemption Primary source reviewed
The official current Act schedule charges ₹2,500 annually above ₹2.5 lakh. Official notification F-10/30/2006/CT/V(19), effective 1 April 2006, exempts employees whose annual salary or wage does not exceed ₹2.5 lakh.
India · Chhattisgarh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Andhra Pradesh profession-tax Act · consolidated employee schedule Primary source reviewed
The official consolidated Act defines regular salary or wages and its First Schedule charges nil through ₹15,000 monthly, ₹150 per month from ₹15,001 through ₹20,000 and ₹200 per month above ₹20,000. The schedule is marked as substituted by Act 12 of 2013.
India · Andhra Pradesh · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27Manipur eighth profession-tax amendment · employee annual schedule Primary source reviewed
The 2012 enacted schedule charges nil through ₹50,000 annual gross salary or wages, then ₹1,200, ₹2,000, ₹2,400 and ₹2,500 across the ₹75,000, ₹1,00,000 and ₹1,25,000 boundaries. The current Legislative Assembly index identifies no later profession-tax Act.
India · Manipur · 2026-27 · Standard employee professional tax · Reviewed 2026-09-27The details behind the number
Destination: sources and assumptions
See the calculation, assumptions and limits behind your estimate.
Model period 2026Reviewed 2026-09-20Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · USD
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Federal taxable income
- $83,900.00
- State taxable income (simplified)
- $92,000.00
- National / federal tax after modeled relief
- $13,170.00
- Add regional income tax
- $4,859.75
Planned contributions
- Your traditional 401(k)
- $0.00
- Partner traditional 401(k)
- $0.00
- Direct HSA contribution
- $0.00
Employee payroll deductions
- Social Security
- $6,200.00
- Medicare
- $1,450.00
- Additional Medicare
- $0.00
Result reconciliation
- Annual gross income
- $100,000.00
- Income tax
- $18,029.75
- Employee payroll contributions
- $7,650.00
- Planned contributions
- $0.00
- Total deducted
- $25,679.75
- Annual take-home
- $74,320.25
- Post-tax savings
- $0.00
- Available after savings
- $74,320.25
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- SIMPLIFIED state wage model: Basic state brackets only. Benefit recapture, NYC/Yonkers tax, paid-leave charges, dependent exemptions and credits excluded.
- Federal credits (including child and earned-income credits), local taxes and most state payroll charges are not calculated. This estimates annual liability, not paycheck withholding.
4coverage items
3limitations
7reference sources
Coverage
- Federal ordinary-income brackets and standard deduction for four filing statuses
- Employee Social Security per earner, Medicare and filing-status Additional Medicare
- Traditional 401(k) and eligible direct HSA contributions
- 50 states and DC with individual scope labels; partial corrections for GA, IL, MA, MI, OH, PA, SC and WV
Limitations
- City / county taxes, state payroll charges, state-specific deduction conformity and many credits
- Itemized deductions, AMT, investment / business income and special federal deductions
- Age-related or catch-up deductions, non-residents, treaties and part-year/multi-state returns
Key assumptions
- Full-year resident salaried employee; filing status selected by user
- HSA entry assumes full-year eligible coverage, no employer/other contributions and direct funding outside payroll
- Joint wages and Social Security are modeled separately for each earner; household tax uses combined income
- State head-of-household and married-separate estimates remain approximate except where explicitly supported in the selected state's source note
- No filer is claimed as another person's dependant; age/disability exemptions and household benefit amounts are not inferred
Model technical details
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"modelVersion": "us-2026-d2245452b100"
}Reference sources (7)
3 of 7 reference sources shown in registry order.
IRS · 2026 inflation adjustments Primary source reviewed
Rev. Proc. 2025-32, sections 4.01 and 4.13. Four statuses independently reconciled. Ordinary wage income only; credits and special deductions excluded.
United States · 2026 · Federal brackets and standard deduction · Reviewed 2026-09-20SSA · 2026 Social Security changes Primary source reviewed
Social Security capped per earner; direct HSA and traditional 401(k) entries do not reduce modeled FICA wages.
United States · 2026 · Employee FICA and wage base · Reviewed 2026-09-16IRS · Additional Medicare Tax Primary source reviewed
Annual liability threshold by filing status, not the employer's $200,000 withholding trigger.
United States · 2026 · Additional Medicare thresholds · Reviewed 2026-09-16Plan what your take-home pay needs to cover.
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TaxCalcy provides planning estimates based on the rules and assumptions shown. It is not tax filing software and does not provide tax, legal or financial advice. Actual liability or payroll withholding may differ.