UK benefit programs
Eligibility is not calculated from the current salary and household inputs.
TaxCalcy.
United Kingdom · England
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Let’s start with your income.Your income, clearly.
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Your estimated take-home · GBP
£4,988/ month
Your take-home, calculatedEnglandGBP
You keep
2026-27
£4,988 / month
That’s £59,857 per year, or 70.4% of your gross income.
Your pay splitMonthly view
For every £1 of income, about £0.70 goes to you.
View take-home as
- Gross / month
- £7,083
- Take-home
- £4,98870.4%
- Income tax
- £1,78625.2%
- Payroll
- £3094.4%
- Gross income
- £85,000
- 100%
- Total deducted
- £25,143
- 29.6%
- Estimated take-home
- £59,857
- 70.4%
Where the £25,143 goes
£25,143Total deducted29.6%of gross income
| Deduction | Annual amount | % of gross |
|---|---|---|
| National / federal tax | £21,432 | 25.2% |
| Employee Class 1 National Insurance | £3,711 | 4.4% |
Scroll horizontally to view the chart and all table columns.
Benefits are separate. Before any planned post-tax savings.
Explore contribution tax savings
Contribution tax savings
See what contributions could save you.
Add a supported deductible contribution above to see its estimated tax saving and net cost.
- Tax savings so far
- £0
- Net cost after tax savings
- £0
Only supported deductible contributions reduce the modeled income tax. Available after planned savings: £59,857 / year. Employer contributions and investment returns are not included.
Explore benefit programs · separate from take-home
Beyond your paycheque
Benefits you may be eligible for.
These are not included in your take-home estimate. Review the official eligibility details for each program.
View benefit programs
The details behind the number
Current estimate: sources and assumptions
See the calculation, assumptions and limits behind your estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · GBP
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable salary
- £72,430.00
- National / federal tax after modeled relief
- £21,432.00
Employee payroll deductions
- Employee Class 1 National Insurance
- £3,710.60
Result reconciliation
- Annual gross income
- £85,000.00
- Income tax
- £21,432.00
- Employee payroll contributions
- £3,710.60
- Planned contributions
- £0.00
- Total deducted
- £25,142.60
- Annual take-home
- £59,857.40
- Post-tax savings
- £0.00
- Available after savings
- £59,857.40
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Full-year 2026-27 ordinary salary estimate for a UK tax resident with standard Personal Allowance and National Insurance category A; actual PAYE uses tax codes and pay-period calculations.
- Student and postgraduate loan repayments use one steady job and the selected or income-derived payroll period. Start/stop notices, refunds, overseas repayment and remaining-balance settlement are excluded.
- Pensions, salary sacrifice, benefits, age-based National Insurance treatment and special tax codes are excluded.
3coverage items
3limitations
4reference sources
Coverage
- 2026-27 ordinary employment income tax for England, Scotland, Wales and Northern Ireland, including Personal Allowance taper
- Annualized employee Class 1 National Insurance category A on full-year salary
- Student Loan Plans 1, 2, 4 and 5 plus concurrent postgraduate-loan payroll deductions for one steady job and supported payroll periods
Limitations
- Pensions, salary sacrifice and other entered tax deductions; these require further method and eligibility inputs
- Student-loan start/stop notices, irregular pay, overseas repayment, refunds, remaining-balance settlement, PAYE tax codes, variable-pay NI and part-year residence
- Marriage Allowance, Child Benefit charge, benefits and other household or age-dependent rules
Key assumptions
- Single full-year UK tax resident employee with ordinary evenly paid salary, standard Personal Allowance and NI category A
- Region is the income-tax nation of residence for the full tax year; cross-nation moves are unsupported
- Period is 6 April 2026 to 5 April 2027; result estimates annual liability and NI, not exact PAYE withholding
- Student-loan payroll assumes one job with steady pay and uses the selected or income-derived weekly, fortnightly, four-weekly or monthly period
Model technical details
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"engineSchemaVersion": "1",
"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "9043da3a7194ce8102cb9f80e64ed981de1f2ea91f21085aa8eccab1974fe9d5",
"modelVersion": "gb-2026-27-cb298541d98b"
}Reference sources (4)
3 of 4 reference sources shown in registry order.
HMRC · Income Tax rates and allowances 2026-27 Primary source reviewed
£12,570 Personal Allowance; £1 reduction per £2 income above £100,000; 20/40/45% non-savings bands. Welsh 2026-27 rates remain equal to England and Northern Ireland for this scope.
England, Wales, Northern Ireland and UK Personal Allowance · 2026-27 · Salary income tax rates and Personal Allowance taper · Reviewed 2026-09-26Scottish Parliament · Scottish Rate Resolution 2026-27 Primary source reviewed
The resolution supplies 19/20/21/42/45/48% rates and taxable-income band limits; the UK Personal Allowance applies first.
Scotland · 2026-27 · Scottish non-savings employment income bands · Reviewed 2026-09-26HMRC · Rates and thresholds for employers 2026-27 Primary source reviewed
Annual primary threshold £12,570, upper earnings limit £50,270, category A primary rates 8% and 2%; annualized evenly paid wage approximation.
United Kingdom · 2026-27 · Employee Class 1 National Insurance category A · Reviewed 2026-09-26New total salary and additional gross income are separate scenarios. They are not added together.
A little more income
How much of your next £1,000 do you keep?
Explore additional annual gross income for your current tax period.
Estimated extra take-home · annual£580
58% kept£48 per month
Additional income deductions
Each scenario recalculates your full estimate, including modeled thresholds. It is not simply extra income multiplied by one tax rate.
Explore your next move
What if you earned more?
New salary: compare your current salary with a proposed annual salary.
Current annual salary: £85,000
No salary change
Compare current and proposed monthly pay
Current monthly take-home£4,988
New monthly take-home£4,988
Estimated annual take-home change
£0No estimated change£0 per month
Annual salary change breakdown
Annual breakdown
- Current annual gross
- £85,000
- Proposed annual gross
- £85,000
- Gross salary change
- £0
- Tax + payroll change
- £0
Positive deduction changes mean more deductions; negative means fewer. The scenario recalculates your estimate using the same model and assumptions.
The details behind the number
Current estimate: sources and assumptions
See the calculation, assumptions and sources for this estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
Current annual estimate
All amounts below are GBP per year. This is the baseline calculation used to compare the two scenarios.
Income and annualization
- Income entered
- £85,000.00 / annual
- Annualized gross income
- £85,000.00
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · GBP
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable salary
- £72,430.00
- National / federal tax after modeled relief
- £21,432.00
Employee payroll deductions
- Employee Class 1 National Insurance
- £3,710.60
Result reconciliation
- Annual gross income
- £85,000.00
- Income tax
- £21,432.00
- Employee payroll contributions
- £3,710.60
- Planned contributions
- £0.00
- Total deducted
- £25,142.60
- Annual take-home
- £59,857.40
- Post-tax savings
- £0.00
- Available after savings
- £59,857.40
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Full-year 2026-27 ordinary salary estimate for a UK tax resident with standard Personal Allowance and National Insurance category A; actual PAYE uses tax codes and pay-period calculations.
- Student and postgraduate loan repayments use one steady job and the selected or income-derived payroll period. Start/stop notices, refunds, overseas repayment and remaining-balance settlement are excluded.
- Pensions, salary sacrifice, benefits, age-based National Insurance treatment and special tax codes are excluded.
3coverage items
3limitations
4reference sources
Coverage
- 2026-27 ordinary employment income tax for England, Scotland, Wales and Northern Ireland, including Personal Allowance taper
- Annualized employee Class 1 National Insurance category A on full-year salary
- Student Loan Plans 1, 2, 4 and 5 plus concurrent postgraduate-loan payroll deductions for one steady job and supported payroll periods
Limitations
- Pensions, salary sacrifice and other entered tax deductions; these require further method and eligibility inputs
- Student-loan start/stop notices, irregular pay, overseas repayment, refunds, remaining-balance settlement, PAYE tax codes, variable-pay NI and part-year residence
- Marriage Allowance, Child Benefit charge, benefits and other household or age-dependent rules
Key assumptions
- Single full-year UK tax resident employee with ordinary evenly paid salary, standard Personal Allowance and NI category A
- Region is the income-tax nation of residence for the full tax year; cross-nation moves are unsupported
- Period is 6 April 2026 to 5 April 2027; result estimates annual liability and NI, not exact PAYE withholding
- Student-loan payroll assumes one job with steady pay and uses the selected or income-derived weekly, fortnightly, four-weekly or monthly period
Model technical details
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"engineSchemaVersion": "1",
"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "9043da3a7194ce8102cb9f80e64ed981de1f2ea91f21085aa8eccab1974fe9d5",
"modelVersion": "gb-2026-27-cb298541d98b"
}Reference sources (4)
3 of 4 reference sources shown in registry order.
HMRC · Income Tax rates and allowances 2026-27 Primary source reviewed
£12,570 Personal Allowance; £1 reduction per £2 income above £100,000; 20/40/45% non-savings bands. Welsh 2026-27 rates remain equal to England and Northern Ireland for this scope.
England, Wales, Northern Ireland and UK Personal Allowance · 2026-27 · Salary income tax rates and Personal Allowance taper · Reviewed 2026-09-26Scottish Parliament · Scottish Rate Resolution 2026-27 Primary source reviewed
The resolution supplies 19/20/21/42/45/48% rates and taxable-income band limits; the UK Personal Allowance applies first.
Scotland · 2026-27 · Scottish non-savings employment income bands · Reviewed 2026-09-26HMRC · Rates and thresholds for employers 2026-27 Primary source reviewed
Annual primary threshold £12,570, upper earnings limit £50,270, category A primary rates 8% and 2%; annualized evenly paid wage approximation.
United Kingdom · 2026-27 · Employee Class 1 National Insurance category A · Reviewed 2026-09-26The details behind the number
Additional income: calculation details
See the calculation, assumptions and sources for this estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
Recalculated total-income scenario
All amounts below are GBP per year. These are complete scenario totals, not incremental take-home. The full scenario is recalculated using the same model, including supported thresholds and credits.
- Gross income change from current estimate
- £1,000.00
- Take-home change from current estimate
- £580.00
- Tax and payroll change from current estimate
- £420.00
Income and annualization
- Income entered
- £86,000.00 / annual
- Annualized gross income
- £86,000.00
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · GBP
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable salary
- £73,430.00
- National / federal tax after modeled relief
- £21,832.00
Employee payroll deductions
- Employee Class 1 National Insurance
- £3,730.60
Result reconciliation
- Annual gross income
- £86,000.00
- Income tax
- £21,832.00
- Employee payroll contributions
- £3,730.60
- Planned contributions
- £0.00
- Total deducted
- £25,562.60
- Annual take-home
- £60,437.40
- Post-tax savings
- £0.00
- Available after savings
- £60,437.40
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Full-year 2026-27 ordinary salary estimate for a UK tax resident with standard Personal Allowance and National Insurance category A; actual PAYE uses tax codes and pay-period calculations.
- Student and postgraduate loan repayments use one steady job and the selected or income-derived payroll period. Start/stop notices, refunds, overseas repayment and remaining-balance settlement are excluded.
- Pensions, salary sacrifice, benefits, age-based National Insurance treatment and special tax codes are excluded.
3coverage items
3limitations
4reference sources
Coverage
- 2026-27 ordinary employment income tax for England, Scotland, Wales and Northern Ireland, including Personal Allowance taper
- Annualized employee Class 1 National Insurance category A on full-year salary
- Student Loan Plans 1, 2, 4 and 5 plus concurrent postgraduate-loan payroll deductions for one steady job and supported payroll periods
Limitations
- Pensions, salary sacrifice and other entered tax deductions; these require further method and eligibility inputs
- Student-loan start/stop notices, irregular pay, overseas repayment, refunds, remaining-balance settlement, PAYE tax codes, variable-pay NI and part-year residence
- Marriage Allowance, Child Benefit charge, benefits and other household or age-dependent rules
Key assumptions
- Single full-year UK tax resident employee with ordinary evenly paid salary, standard Personal Allowance and NI category A
- Region is the income-tax nation of residence for the full tax year; cross-nation moves are unsupported
- Period is 6 April 2026 to 5 April 2027; result estimates annual liability and NI, not exact PAYE withholding
- Student-loan payroll assumes one job with steady pay and uses the selected or income-derived weekly, fortnightly, four-weekly or monthly period
Model technical details
{
"releaseId": "taxcalcy-candidate-2026-09-28.11",
"engineSchemaVersion": "1",
"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "9043da3a7194ce8102cb9f80e64ed981de1f2ea91f21085aa8eccab1974fe9d5",
"modelVersion": "gb-2026-27-cb298541d98b"
}Reference sources (4)
3 of 4 reference sources shown in registry order.
HMRC · Income Tax rates and allowances 2026-27 Primary source reviewed
£12,570 Personal Allowance; £1 reduction per £2 income above £100,000; 20/40/45% non-savings bands. Welsh 2026-27 rates remain equal to England and Northern Ireland for this scope.
England, Wales, Northern Ireland and UK Personal Allowance · 2026-27 · Salary income tax rates and Personal Allowance taper · Reviewed 2026-09-26Scottish Parliament · Scottish Rate Resolution 2026-27 Primary source reviewed
The resolution supplies 19/20/21/42/45/48% rates and taxable-income band limits; the UK Personal Allowance applies first.
Scotland · 2026-27 · Scottish non-savings employment income bands · Reviewed 2026-09-26HMRC · Rates and thresholds for employers 2026-27 Primary source reviewed
Annual primary threshold £12,570, upper earnings limit £50,270, category A primary rates 8% and 2%; annualized evenly paid wage approximation.
United Kingdom · 2026-27 · Employee Class 1 National Insurance category A · Reviewed 2026-09-26The details behind the number
New salary: calculation details
See the calculation, assumptions and sources for this estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
Proposed annual salary scenario
All amounts below are GBP per year. These are complete scenario totals, not incremental take-home. The full scenario is recalculated using the same model, including supported thresholds and credits.
- Gross income change from current estimate
- £0.00
- Take-home change from current estimate
- £0.00
- Tax and payroll change from current estimate
- -£0.00
Income and annualization
- Income entered
- £85,000.00 / annual
- Annualized gross income
- £85,000.00
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · GBP
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable salary
- £72,430.00
- National / federal tax after modeled relief
- £21,432.00
Employee payroll deductions
- Employee Class 1 National Insurance
- £3,710.60
Result reconciliation
- Annual gross income
- £85,000.00
- Income tax
- £21,432.00
- Employee payroll contributions
- £3,710.60
- Planned contributions
- £0.00
- Total deducted
- £25,142.60
- Annual take-home
- £59,857.40
- Post-tax savings
- £0.00
- Available after savings
- £59,857.40
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Full-year 2026-27 ordinary salary estimate for a UK tax resident with standard Personal Allowance and National Insurance category A; actual PAYE uses tax codes and pay-period calculations.
- Student and postgraduate loan repayments use one steady job and the selected or income-derived payroll period. Start/stop notices, refunds, overseas repayment and remaining-balance settlement are excluded.
- Pensions, salary sacrifice, benefits, age-based National Insurance treatment and special tax codes are excluded.
3coverage items
3limitations
4reference sources
Coverage
- 2026-27 ordinary employment income tax for England, Scotland, Wales and Northern Ireland, including Personal Allowance taper
- Annualized employee Class 1 National Insurance category A on full-year salary
- Student Loan Plans 1, 2, 4 and 5 plus concurrent postgraduate-loan payroll deductions for one steady job and supported payroll periods
Limitations
- Pensions, salary sacrifice and other entered tax deductions; these require further method and eligibility inputs
- Student-loan start/stop notices, irregular pay, overseas repayment, refunds, remaining-balance settlement, PAYE tax codes, variable-pay NI and part-year residence
- Marriage Allowance, Child Benefit charge, benefits and other household or age-dependent rules
Key assumptions
- Single full-year UK tax resident employee with ordinary evenly paid salary, standard Personal Allowance and NI category A
- Region is the income-tax nation of residence for the full tax year; cross-nation moves are unsupported
- Period is 6 April 2026 to 5 April 2027; result estimates annual liability and NI, not exact PAYE withholding
- Student-loan payroll assumes one job with steady pay and uses the selected or income-derived weekly, fortnightly, four-weekly or monthly period
Model technical details
{
"releaseId": "taxcalcy-candidate-2026-09-28.11",
"engineSchemaVersion": "1",
"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "9043da3a7194ce8102cb9f80e64ed981de1f2ea91f21085aa8eccab1974fe9d5",
"modelVersion": "gb-2026-27-cb298541d98b"
}Reference sources (4)
3 of 4 reference sources shown in registry order.
HMRC · Income Tax rates and allowances 2026-27 Primary source reviewed
£12,570 Personal Allowance; £1 reduction per £2 income above £100,000; 20/40/45% non-savings bands. Welsh 2026-27 rates remain equal to England and Northern Ireland for this scope.
England, Wales, Northern Ireland and UK Personal Allowance · 2026-27 · Salary income tax rates and Personal Allowance taper · Reviewed 2026-09-26Scottish Parliament · Scottish Rate Resolution 2026-27 Primary source reviewed
The resolution supplies 19/20/21/42/45/48% rates and taxable-income band limits; the UK Personal Allowance applies first.
Scotland · 2026-27 · Scottish non-savings employment income bands · Reviewed 2026-09-26HMRC · Rates and thresholds for employers 2026-27 Primary source reviewed
Annual primary threshold £12,570, upper earnings limit £50,270, category A primary rates 8% and 2%; annualized evenly paid wage approximation.
United Kingdom · 2026-27 · Employee Class 1 National Insurance category A · Reviewed 2026-09-26Compare locations
See how your take-home pay and tax deductions compare across different locations.
Amounts remain in their local currency. Use keep rate to compare modeled tax impact, not purchasing power.
Checking the currency reference. You can enter a salary anytime.
Customize comparison inputsCountry-specific assumptions and required records.
This release candidate supports United States estimates only for Arkansas, New Mexico and Oregon.
Tax comparison only. It does not compare cost of living, housing, healthcare, immigration or pension value. Each estimate uses the salary, tax situation, contributions and assumptions shown for that location. Review country-specific assumptions and coverage below.
The details behind the number
Current estimate: sources and assumptions
See the calculation, assumptions and limits behind your estimate.
Model period 2026-27Reviewed 2026-09-27Use Planning, not filing
Salary planning estimate · Coverage and limitations below.
How your take-home was calculatedIncome, deductions, tax and payroll
This is an annual estimate. We retain internal precision and round displayed amounts, so payroll withholding can differ slightly.
Annual calculation · GBP
The full trace retains each modeled income and taxable-income base, adjustment and tax credit.
- Estimated taxable salary
- £72,430.00
- National / federal tax after modeled relief
- £21,432.00
Employee payroll deductions
- Employee Class 1 National Insurance
- £3,710.60
Result reconciliation
- Annual gross income
- £85,000.00
- Income tax
- £21,432.00
- Employee payroll contributions
- £3,710.60
- Planned contributions
- £0.00
- Total deducted
- £25,142.60
- Annual take-home
- £59,857.40
- Post-tax savings
- £0.00
- Available after savings
- £59,857.40
Take-home = gross income − income tax − employee payroll contributions − planned contributions. Post-tax savings are deducted separately from available income. Display rounding can cause small differences.
Sources, assumptions and limitsModel coverage, assumptions and reference sources
Planning and coverage
This is a planning estimate, not a filing-ready calculation. Coverage is incomplete; review the applicable restrictions below. Benefits are not included in take-home.
Estimate notes and warnings
- Full-year 2026-27 ordinary salary estimate for a UK tax resident with standard Personal Allowance and National Insurance category A; actual PAYE uses tax codes and pay-period calculations.
- Student and postgraduate loan repayments use one steady job and the selected or income-derived payroll period. Start/stop notices, refunds, overseas repayment and remaining-balance settlement are excluded.
- Pensions, salary sacrifice, benefits, age-based National Insurance treatment and special tax codes are excluded.
3coverage items
3limitations
4reference sources
Coverage
- 2026-27 ordinary employment income tax for England, Scotland, Wales and Northern Ireland, including Personal Allowance taper
- Annualized employee Class 1 National Insurance category A on full-year salary
- Student Loan Plans 1, 2, 4 and 5 plus concurrent postgraduate-loan payroll deductions for one steady job and supported payroll periods
Limitations
- Pensions, salary sacrifice and other entered tax deductions; these require further method and eligibility inputs
- Student-loan start/stop notices, irregular pay, overseas repayment, refunds, remaining-balance settlement, PAYE tax codes, variable-pay NI and part-year residence
- Marriage Allowance, Child Benefit charge, benefits and other household or age-dependent rules
Key assumptions
- Single full-year UK tax resident employee with ordinary evenly paid salary, standard Personal Allowance and NI category A
- Region is the income-tax nation of residence for the full tax year; cross-nation moves are unsupported
- Period is 6 April 2026 to 5 April 2027; result estimates annual liability and NI, not exact PAYE withholding
- Student-loan payroll assumes one job with steady pay and uses the selected or income-derived weekly, fortnightly, four-weekly or monthly period
Model technical details
{
"releaseId": "taxcalcy-candidate-2026-09-28.11",
"engineSchemaVersion": "1",
"approvalStatus": "NEEDS_REVIEW",
"manifestFingerprint": "9043da3a7194ce8102cb9f80e64ed981de1f2ea91f21085aa8eccab1974fe9d5",
"modelVersion": "gb-2026-27-cb298541d98b"
}Reference sources (4)
3 of 4 reference sources shown in registry order.
HMRC · Income Tax rates and allowances 2026-27 Primary source reviewed
£12,570 Personal Allowance; £1 reduction per £2 income above £100,000; 20/40/45% non-savings bands. Welsh 2026-27 rates remain equal to England and Northern Ireland for this scope.
England, Wales, Northern Ireland and UK Personal Allowance · 2026-27 · Salary income tax rates and Personal Allowance taper · Reviewed 2026-09-26Scottish Parliament · Scottish Rate Resolution 2026-27 Primary source reviewed
The resolution supplies 19/20/21/42/45/48% rates and taxable-income band limits; the UK Personal Allowance applies first.
Scotland · 2026-27 · Scottish non-savings employment income bands · Reviewed 2026-09-26HMRC · Rates and thresholds for employers 2026-27 Primary source reviewed
Annual primary threshold £12,570, upper earnings limit £50,270, category A primary rates 8% and 2%; annualized evenly paid wage approximation.
United Kingdom · 2026-27 · Employee Class 1 National Insurance category A · Reviewed 2026-09-26Plan what your take-home pay needs to cover.
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TaxCalcy provides planning estimates based on the rules and assumptions shown. It is not tax filing software and does not provide tax, legal or financial advice. Actual liability or payroll withholding may differ.